Sure Entrepreneurs Platforms to Source Fund or get Loan

Sure Entrepreneur Platforms to Get a Loan in 2022.

It’s hard to believe, but some entrepreneurs still don’t know about the various platforms that can be used to get funding or loans. You might be one of them; after all, not every business owner has heard of Kickstarter or Indiegogo as funding options, let alone platforms like RateX or Pave that are designed to help you get loans if you have bad credit.

While there are plenty of other options available to you, these four are among the best platforms out there right now.

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Sure entrepreneurs platforms to source funds or get a loan

P2P lending

If you’re not able to secure financing from friends or family, try p2p lending websites. These platforms can help connect you with investors who are willing to fund your project in exchange for an interest rate. As with any investment, it’s always important to do your due diligence and research lenders before agreeing to a loan.

We recommend checking out Funding Circle and Lending Club if you’re looking for investment opportunities.

Funding Circle

For funding, consider sites like Funding Circle. This peer-to-peer lending platform connects entrepreneurs with investors who are willing to lend them money for their business.

Funding Circle not only handles transaction processing but can help you choose which investor is right for your needs, provides information about loan applicants, and even generates reports detailing their risk profiles so you can make informed decisions.

Lending Club

If you’re looking for an unsecured loan, Lending Club could be your solution. This platform connects borrowers with individual and institutional investors through peer-to-peer lending. All loans on Lending Club are issued by Web Bank, an FDIC-insured institution.

Interest rates vary based on borrower credit score and risk evaluation, but average around 6 percent for an unsecured personal loan—what most people seek out when getting a personal loan.

Microfinance institutions

These institutions, which are typically local, focus on microfinance loans, meaning they’re small enough that you can pay them back with your income. Many microfinance loans come with no or low interest and extend only part of what you need—making it more difficult to get financing through traditional banks.

If you live in an area without traditional banking options, try reaching out to your local microfinance institution.

Government grants

A federal grant is an award of money or financial aid provided by an agency of the United States government out of its funds.

Federal grants are often tied to student loans so that if you lose your job while you are in school, you may be eligible for a deferment and not have to make payments on your student loan during that time. Free government money is available for U.S. citizens through several avenues, including grants, loans, and work-study employment opportunities.

Angel investors

The route most startups take when raising money is through angel investors. Angel investors tend to have experience in multiple different industries, making them qualified for high-level decisions. Angel investments generally require you to prove that your business plan and idea are ready for action before asking for funds.

This can be a time-consuming and frustrating process if you’re trying to start your business on a small budget, but if all goes well, you may get some significant startup capital from an angel investor.


Each year, many potential business ideas and ventures fail because entrepreneurs don’t have access to funding. Now there are more entrepreneurial platforms for sourcing funds or getting loans than ever before. Consider these Six platforms when you need startup capital.

These resources can help you get your idea off (or back) on its feet. Whether you want assistance with commercial real estate financing or an SBA loan, small business lenders may be able to provide cash when your bank turns you down.