How To Get Instant Online Loans In Nigeria- Where And How To Get Loans Within 24 Hours

Instant online loans in Nigeria- where and how to get loans within 24hrs.


It’s never been easier to get a loan in Nigeria. With the increase of online lending platforms and banks, it’s now easier than ever before to get approved for an instant online loan.

In this post, we will cover some of the most popular instant loans available today as well as where and how to apply for them!

Applying for a loan have become much easier now

With the advent of modern technology, it has become much easier to get loans. The process of applying for a loan has become simpler and less intrusive.

This is because there are several online lenders that offer fast and easy access to your money without the need for any paperwork or long drawn-out processes.

There are different types of loans available in Nigeria and each type has its own advantages and disadvantages when compared with other types:

Personal Loans:

These are suitable for individuals who have bad credit history as they do not require collateral at all. However, they carry higher interest rates than secured loans due to their lack of security against defaulting on payments (you can still lose your house if you fail to make repayments).

They also usually require longer periods before an award is made – between 30 days up 90 days after application approval depending on what type it is (fixed rate vs variable).

Here are Banks that offer instant loan in Nigeria.

An instant loan is a short-term loan that can be obtained online. It is usually a cash advance and it is usually paid back within 24 hours or less. There are several banks that offer instant loans in Nigeria; however, these are some of the best ones for you to apply for:

Access Bank

Ecobank International

First City Monument Bank (FCMB)

Happy Loan

HappyLoan is a Nigerian online lending platform that offers loans ranging from N1,000 to N5,000,000. The company offers loans to individuals, businesses and groups in Nigeria.

HappyLoan is a peer-to-peer lending platform that connects lenders and borrowers by matching them with each other through an automated matching system that cuts down on human error.

Jumia One

Jumia One is a platform that gives you access to a variety of loan options. You can apply for a loan on Jumia One and get a loan amount of up to N200,000 within 24hrs.

You will be processed faster than any other lender in Nigeria because they use online technology as well as phone calls and emails which makes it easier for them to process your application quickly.

Fair money

Fair money is an online platform that offers instant loans to consumers. The company was founded by four entrepreneurs who have a passion for lending money, but didn’t have time or resources available to them.

The team at Fair Money has been working hard to make their platform as efficient as possible and they’re now looking for more people like you who want to help make their business better!

Carbon (paylater)

Carbon (paylater) is a Nigerian online loan company that offers instant online loans to both individuals and businesses. Carbon (paylater) is a licensed loan company in Nigeria, which means that it has been approved by the Central Bank of Nigeria to operate as an authorized financial services provider.

Carbon’s focus is on helping you get the money you need when you need it most, with no hidden fees or late payment charges like other lenders may charge on top of your loan amount.


Branch is a peer to peer lending platform that offers a range of loans from N10,000 to N100,000.

Branch is one of the fastest growing financial services company in Nigeria with branches in Lagos and Abuja. They provide fast loans within 24 hours by connecting users with lenders through their mobile app or website.


Apply for the loan.

Complete a quick and easy online application, which will take about half an hour to complete. We’ll then review your application and get back to you within 24 hours, usually sooner!

Get approved for a loan in Nigeria by filling out our simple form on our website, or by calling at +234-200-566-599 (Monday – Friday).

You can borrow up to N1M with no restrictions on how much you can borrow or when it must be repaid; we offer both fixed rate loans as well as floating rate loans based on market conditions at any time during the year!


Kwikmoney is a Nigerian online lending platform that offers loans to individuals and businesses. Kwikmoney is a reputable company that has been in the industry for a long time. The company has a good reputation in Nigeria, as well as among other African countries such as Kenya and South Africa.

The website itself is clean and easy to navigate, which makes it easy for potential borrowers to apply for loans from anywhere around the world without having any problem whatsoever with its functionality.

How you can get Instant online loans in Nigeria, the banks that gives instant loans, and how to apply for the loan.

If you are looking for instant online loans in Nigeria, then you have come to the right place.

There are several banks that offer instant loans and some of them offer international bank ATMs where you can get your money using your credit or debit card.

The banks that offers instant online loan include:

First Bank Plc

Guaranty Trust Bank Plc

Unity Bank Plc


We hope that this article has helped you to understand what instant loans are and how you can get your hands on them. You will be surprised at some of the banks that offer these services, so take advantage of it by applying today!